Now in these days Internet is the only thing which is
involved in people’s all works and activities. Internet has made people’s life
full with comfort and easier. And due to this comfort ability people also don’t
want to go here and there. They perform most of the work online from their
computer or smartphones via internet, because various dedicated websites and
mobile apps are available for their use.
For instance: Booking railway tickets, booking movie
tickets, shopping online, online money transfer, Bill payment and even students
are studying online. Thus you can imagine that all work has become very easier
by the help of internet.I have listened many time, people say – India is
fastest growing country. And if it is right then I will say that online
shopping business is growing too fast in India .
According to survey reports, more than 132 million Indian
users use Internet. But many of them still do not wish to make online
transaction for online purchasing. You will say – Why? Then simple answer is
due to the online fraud. Online fraud is increasing in these days because hackers
are applying various new methods to cheat you. And sometimes you may be in huge
loss if you don’t know the appropriate process of online transaction.
It is very necessary and important task to protect your
online banking accounts for online transactions. So, here need to know How to
Make Your Online Transaction Secure.
How to make
your online transaction secure
Ø Always check Payment gateway and site’s Page URL
You may notice during the making an online transaction,
payment gateway asks you to choose the appropriate bank and its options. There
are some payment gateways that are very popular and well-known, so you can pay
on those. But I suggest, you must check the URL for being sure. Because it has
been seen sometimes skilled hackers use phishing to build fake page that looks
exact the same as original sites. While the payment is always connected with
bank, so at this time, the bank login URL must be checked once.
You should also check that the app is being used by you
whether app is using https URL or not. If a payment gateway does run on HTTPS
protocol then go ahead, otherwise avoid using this.
Ø Use Virtual Keyboard for Superior
Security
You have seen many times that all the banking websites
support virtual keyboard. You must use this virtual keyboard when using any
public computer or friend’s computer for online transactions. It will protect
your password from the keylogger.
Many people don’t know how to use Virtual keyboard, but it
is very helpful to use if you wish to completely protect your online accounts password.
To know about the Keyloggers click here.
Ø Always use Updated Antivirus
There are several viruses
available in market that can harm your system badly. Some viruses like Trojan, Worms and many other type
of virus can very easily steal your all browsing data and send to the Hackers
or attacker. So, you must have specific security arrangement installed in your computer
or laptop.
For the example, you can remember
the incident of US when Zeus Trojan were used by the hackers for $150 million
Bank hacking.
Ø Always Download Apps from Official Stores
This point is very important for the smartphone users. So I
am suggesting to all smartphone users, please always download the mobile apps
from official app store and avoid other app stores. Because there are several
fake and unauthorized app stores are available which contains countless apps binded
with Trojan. And it is very dangerous to use apps from these types fake app
store.
But Official apps have all the original apps available
then why to take risk. For all the android users I recommend to use Google play
store always.
Ø Avoid Public Computers and Public Wi-Fi Hotspot also
If you are following all above mentioned important tips
and tricks to secure your online transactions then this point is also one of
them to Avoid Public Computers and Public Wi-Fi Hotspot. Now in these days almost
all the shopping malls, hotels and restaurants offer free wi-fi hotspot. But
you should completely avoid using these wi-fi networks, because Hackers can very
easily perform MIM attack to steal your account passwords.
Always follow these above mentioned tips and tricks to
Make Your Online Transaction Secure, because online shopping and payment
process is made for people’s use then why we will not use these facilities.
I hope you liked this Article. Feel free to share your
view with us through comments and also share some more tips and tricks with us if you have.
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